附註:Includes index.
Foreword -- Preface -- Acknowledgments -- 1 Not Investing for the Long Term -- Past Investment Advice -- What to Use for Your Fixed Investments -- The Dividend-and-Interest Method -- Systematic Withdrawal -- Failure to Accumulate -- Stretching Her Resources -- 2 Taking on Financial Risk -- Financial Risk -- Diversification Matters -- Put It in Writing Please -- Political Risk -- Look at Risk before You Invest -- Key Points on Financial Risk -- Key Points on Market Risk -- Key Points on Inflation Risk -- Key Points on Interest Rate Risk -- 3 Failure to Do Dignity Planning.
Our Sense of Self -- Dignity Planning -- Your Medical Decisions -- Your Financial Affairs -- Durable Power of Attorney -- Disability Insurance If you are still working, have -- Plan for the Best, Prepare for the Worst -- Important Policy Benefits -- 4 Not Having Good Long-Term Care Coverage -- A Case in Point: Without Resources -- If Medicare Doesn't Pay, Who Does? -- Long-Term Care Insurance -- Indemnity Plans -- Don't Overinsure -- Would You Like Your Policy Tax-Qualified or Nonqualified? -- Who Should Consider Purchasing Long-Term Care Insurance or Home Care Coverage?
Another Way to Reduce Premium Costs -- How to Check on the Financial Status of an Insurance Company -- 5 Not Planning Properly for the Transfer of Your Estate -- Put It in Writing -- A Matter of Will -- Loss of Some Tax Advantages -- Typically Married Couples -- Gift to Minors -- Using Living Trusts -- A Brief History of Certain Tax Laws -- How Much Is a Tax Credit Worth? -- Key Points to Remember about the Federal Estate Tax -- A Case in Point: Harry and Sharon Make a Mistake -- How to Preserve Your Unified Credit Amount -- Other Major Mistakes People Make -- Skipping Generations.
Gifting Assets at the Wrong Time -- Owning Life Insurance in Your Own Name -- Other Irrevocable Trusts That Can Dramatically -- Charitable Remainder Trusts -- Using the Wrong Beneficiary on Your IRA -- Common Disasters and IRA Plans -- Naming Children as Beneficiaries -- Seven Key Points to Keep in Mind -- 6 Paying Too Much in Taxes -- Tax Awareness -- The Power of Deferring Capital Gains -- Mutual Funds-The Hidden Tax -- Tax-Free Investments -- Tax-Deferred Annuities -- Taxation of Social Security Benefits -- What Is So Wrong with Congress Taxing Our Social Security benefits?
Eight Major Tax Traps That You Should Be Aware Of -- 7 Using the Wrong Investment Strategies -- Accumulation versus Investing -- Taking the Next Step -- An Investment Is -- Mutual Funds -- Unit Investment Trusts -- Individual Stocks -- Individual Bonds -- Variable Annuities -- Rules for Being a Successful Investor -- Other Books to Assist You in Becoming a Better Investor -- 8 Having the Wrong Type of Life Insurance -- There Are Many Choices -- Financial Leverage -- Newer Types of Coverage -- The Benefits of Having a Tax-Free Spigot -- The Purpose of Life Insurance.
