附註:Includes bibliographical references (pages 325-330) and index.
Taking a Look at the Big Picture -- So, How's Mid Life Treating You? -- How Time Flies -- Dealing with Changes -- How's Your Health? -- Feeling a Little Bit Stressed? -- Welcome to the Sandwich Generation -- Figuring Out Where You Are in Life -- Knowing What You Need -- Emergency Fund -- The Right Accounts -- Insurance -- Knowing What You Want -- Understanding the Difference Between Want and Need -- Get Real -- On the Plus Side -- Your House -- Income -- Savings and Investments -- Vehicles -- Your Family -- A Place in Your Community -- On the Minus Side -- Your Mortgage -- Credit Card Debt -- Car Payments -- Expenses, Expenses, Expenses -- And Then There's Your Ex -- Getting It All Together -- What Is Net Worth? -- Figuring It Out -- Maybe You Need a Budget -- Planning for What You'll Need -- Keeping Your Finances on Track -- Your Kids and Your Money -- The Big, Expensive Parent Trap -- Cell Phones, Jeeps, and PlayStation 2s -- But Mom, All My Friends Have One -- Teaching Kids About Money -- Letting Them Earn Their Own -- You're Not a Fairy Godmother -- Helping Out with Big Expenses -- Trading In the Bikes for Cars -- When Your Kid Wants a Car -- Knowing If He or She Is Ready -- Who Should Buy the Car? -- What About a Lease? -- New Jetta or a Junker? -- The Cost of Keeping a Car -- Paying for College -- The Cost of Higher Education -- Starting Early to Save for College -- Traditional College Accounts -- Other Options for College Savings -- Figuring Out What You Can Afford -- Finding Financial Aid -- Other Ways to Finance College -- Extras, Spending Money, Cars, and Credit Cards -- Wedding Bells -- Your Baby's Getting Married -- Who Pays for a Wedding These Days? -- Wedding Costs -- Saving on Wedding Costs -- Avoiding Temptation -- Helping Your Kids Get on Their Feet -- The Cost of Getting Started -- How Much Should You Help? -- To Loan or to Give? -- Keeping It All Up Front -- Boomerang Kids -- Hearth and Home -- To Stay or Not To Stay? -- If Your Housing Needs A
摘要:So you've got the basics of your personal finances under control (at leas -- you've controlled your credit card spending, purchased a house, started saving for retirement) but wait! Now that your kids are growing up and your career is moving along, you're facing a whole new set of personal finance challenges. College, weddings, your son or daughter's first car! How to manage these big expenses and still stay afloat?! And how to deal with unexpected changes such as downsizing or a move?! Help is here. The Complete Idiot's Guide to Personal Finance in Your 40s and 50s is the guide you need to everything from helping your kids get on their feet to buying a second home. Coverage includes: Assessing your own financial position in mid-life -- pluses and minusBeing a parent and a blank check -- teaching your kids about moneyPaying for cars, college, weddings and other big parent expensesAssessing and affording your second home, dream home, or vacation homeKeeping your finances in order during a job change -- for the better or worseWhat to think about if you want to start your own businessDivorce and personal financeThinking of the future -- wills, in-laws, aging parents and more!The basics of investing -- in your 40s and 50s. Where to start or how to progress.
