Uncharted waters :paying benefits from individual accounts in federal retirement policy : study panel final report.
- 其他作者: Apfel, Kenneth S. , Graetz, Michael J. , National Academy of Social Insurance (U.S.).
- 出版: [Washington, D.C.] : National Academy of-Social Insurance [2004?].
- 稽核項: 1 online resource.
- 標題: POLITICAL SCIENCE Public Policy -- Social Security. , Social security. , Sécurité sociale États-Unis. , Government policy , Retirement income Government policy -- United States. , Individual retirement accounts. , BUSINESS & ECONOMICS Personal Finance -- Retirement Planning. , Individual retirement accounts United States. , Individual retirement accounts , Retirement income Government policy. , Politique gouvernementale , BUSINESS & ECONOMICS , Social security , Revenu de retraite , Samfundsvidenskab Sociologi. , POLITICAL SCIENCE , Electronic books. , Sécurité sociale , Public PolicySocial Security. , Retirement income , Government policy. , Personal FinanceRetirement Planning. , Revenu de retraite Politique gouvernementale -- États-Unis. , United States. , Social security United States.
- ISBN: 0815797710 , 9780815797715
- ISBN: 1884902421 , 9781884902420
- 試查全文@TNUA:
- 附註: Title from e-book title screen (viewed Apr 29, 2005). Co-Chairs: Kenneth S. Apfel, Michael J. Graetz. Includes bibliographical references. Preface -- Contents -- 1 Introduction and Summary -- 2 Financial Demographics -- 3 Payments at Retirement -- 4 Institutional Arrangements for Providing Annuities -- 5 Pre- Retirement Access to Individual Accounts -- 6 Spousal Rights -- 7 Disabled Workers and their Families -- 8 Children, Life Insurance, and Bequests -- 9 Worker- Specific Offsets -- 10 Individual Account Taxation -- Appendix A: Current Rules for Taxing Savings -- Appendix B: Tax Treatment in Account Proposals -- Glossary -- References
- 電子資源: https://dbs.tnua.edu.tw/login?url=https://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&AN=130337
- 系統號: 005317088
- 資料類型: 電子書
- 讀者標籤: 需登入
- 引用網址: 複製連結
In the debate over Social Security reform, most of the work on individual accounts has focused on how individuals would save and manage those accounts during their working lives. Uncharted Waters goes further and addresses the often neglected questions about how and under what circumstances funds could be withdrawn from these accounts. In Uncharted Waters, a panel of recognized experts created a framework for determining how benefits might be paid if private accounts become a new part of the Social Security system or are created separate from Social Security. This important volume analyzes the potential implications of different policy choices. It considers the ramifications of payout rules for families at different stages of life, particularly for economically disadvantaged groups. The contributors also address how any new individual account program would fit with traditional Social Security, employer-based pensions, and tax-advantaged individual retirement savings (401(k)s and IRAs). As the debate over individual savings accounts rages, Uncharted Waters offers a sound framework for informing public policy on both sides of the argument.
來源: Google Book
來源: Google Book
評分