附註:Credit, a vital part of our economy -- Establishing and reestablishing good credit -- Using credit responsibly -- Types of debt--an overview -- Strategies before creditors and collectors call -- When the collection agency calls -- Consumer reporting agencies and your credit report -- The Internal Revenue Service -- Loan disclosure requirements--truth in lending -- Credit cards and other open-end consumer credit loans -- Consumer lease disclosures -- Real estate loan foreclosures -- Repossession of personal property -- When the creditor files a lawsuit -- Collection of money judgments -- Bankruptcy as an option -- Divorce, debt, and community property -- Property exempt from creditors -- Personal assessment and planning for the future.
摘要:A guide to good credit that explains how to establish good credit, how to understand credit reporting agencies, what factors impact credit scores, how to deal with collections agencies, what options are available for repairing credit, and how to protect consumer rights.
